{"id":18537,"date":"2026-06-08T12:13:06","date_gmt":"2026-06-08T12:13:06","guid":{"rendered":"http:\/\/localhost\/baraka-v2\/2026\/06\/08\/1-iyundan-ixtiyoriy-ijtimoiy-sugurta-badallarini-baraka-ilovasi-orqali-tolash-imkoni-paydo-boldi\/"},"modified":"2026-06-08T12:13:06","modified_gmt":"2026-06-08T12:13:06","slug":"1-iyundan-ixtiyoriy-ijtimoiy-sugurta-badallarini-baraka-ilovasi-orqali-tolash-imkoni-paydo-boldi","status":"publish","type":"post","link":"https:\/\/test.socialtech.uz\/uz\/2026\/06\/08\/1-iyundan-ixtiyoriy-ijtimoiy-sugurta-badallarini-baraka-ilovasi-orqali-tolash-imkoni-paydo-boldi\/","title":{"rendered":"1-iyundan ixtiyoriy ijtimoiy sug\u2018urta badallarini Baraka ilovasi orqali to\u2019lash imkoni paydo bo\u2019ldi"},"content":{"rendered":"<p><b>Agar siz rasmiy ish joyiga ega bo\u2019lmasangiz, homiladorlik yoki kasal bo\u2019lganda sizga nafaqa puli beriladi. Buning uchun ijtimoiy ixtiyoriy sug\u2019urta badallarini to\u2019lab yurgan bo\u2019lishingiz kerak. Bundan tashqari, qonunchilikda keltirilgan ayrim shartlarga to\u2019g\u2019ri kelishingiz ham kerak. Bu shartlar qanday ekani va badallarni to\u2019lash tartibi haqida ushbu maqola orqali bilib olishingiz mumkin.\u00a0\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">2026-yildan<\/span><a href=\"https:\/\/lex.uz\/uz\/docs\/-7926684\"> <span style=\"font-weight: 400;\">boshlab<\/span><\/a><span style=\"font-weight: 400;\"> O\u2018zbekistonda davlat ijtimoiy sug\u2018urtasining yangi tizimi joriy etildi. Bu fuqarolarni kasallik, homiladorlik, ishsizlik kabi og\u2018ir hayotiy vaziyatlarda daromadsiz qolib ketishdan himoyalaydi. Yangi tizim doirasida nafaqalar endilikda ish beruvchi hisobidan emas, balki Davlat ijtimoiy sug\u2018urta jamg\u2018armasi orqali to\u2018lanadi. Bu esa davlat va xususiy sektorda ishlovchi barcha fuqarolar uchun teng ijtimoiy kafolatlar yaratilishini anglatadi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><b>3 xil turdagi sug\u2018urtadan foydalana olasiz<\/b><\/p>\n<p><span style=\"font-weight: 400;\">O\u2018zbekiston Respublikasi Prezidentining 2025-yil 3-noyabrdagi PF-206-son Farmoniga muvofiq, quyidagi nafaqalar Davlat ijtimoiy sug\u2018urta jamg\u2018armasi orqali to\u2018lanishi belgilanmoqda:<\/span><\/p>\n<p><b>2026-yil 1-yanvardan homiladorlik va tug\u2018ish nafaqasi<\/b><span style=\"font-weight: 400;\"> \u2014 ayollarning tug\u2018ruqqacha va tug\u2018ruqdan keyingi davri uchun to\u2018lanadi;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><b>2026-yil 1-iyuldan vaqtincha mehnatga layoqatsizlik nafaqasi<\/b><span style=\"font-weight: 400;\"> \u2014 xodimlarning kasalligi sababli mehnatga layoqatsiz bo\u2018lgan davri uchun to\u2018lanadi;<\/span><\/p>\n<p><b>2030-yildan ishdan bo\u2018shatish nafaqasi<\/b><span style=\"font-weight: 400;\"> \u2014 xodim ishdan bo\u2018shatilganligi uchun to\u2018lanadi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Kimlar vaqtincha mehnatga layoqatsizlik hamda homiladorlik va tug\u2018ish nafaqasini olish huquqiga ega?<\/b><\/p>\n<ol>\n<li><b> Davlat ijtimoiy sug\u2018urtasi bilan <\/b><b>majburiy asosda<\/b><b> qamrab olingan, sug\u2018urta stajiga ega barcha shaxslar:<\/b><\/li>\n<\/ol>\n<ul>\n<li><span style=\"font-weight: 400;\"> ish beruvchi bilan rasmiy mehnat shartnomasi asosida ishlayotganlar;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> fuqarolik-huquqiy shartnoma (FHQ) asosida xizmat ko\u2018rsatayotgan (ish bajarayotgan) shaxslar;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">qonunchilikda belgilangan tartibda boshqa rasmiy faoliyat bilan band bo\u2018lganlar.<\/span><\/li>\n<\/ul>\n<ol start=\"2\">\n<li><b> Davlat ijtimoiy sug\u2018urtasi bilan <\/b><b>ixtiyoriy asosda<\/b><b> sug\u2018urtalanadigan shaxslar:<\/b><\/li>\n<\/ol>\n<ul>\n<li><span style=\"font-weight: 400;\"> o\u2018zini o\u2018zi band qilgan shaxslar;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> dehqon xo\u2018jaligida band bo\u2018lgan shaxslar;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> shaxsiy tomorqa yer uchastkalarida band bo\u2018lgan shaxsiy tomorqa yer uchastkalarining egalari yoki ularning oila a\u2019zolari;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> davlat organlari va boshqa tashkilotlar tomonidan chet davlatlarda tashkil etilgan tashkilotlarda ishlaydigan O\u2018zbekiston Respublikasi fuqarolari;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> chet elda yollanib ishlaydigan O\u2018zbekiston Respublikasi fuqarolari;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> O\u2018zbekiston Respublikasi hududida doimiy yashovchi hamda O\u2018zbekiston Respublikasi hududida daromad keltiradigan faoliyatni amalga oshiradigan chet el fuqarolari va fuqaroligi bo\u2018lmagan shaxslar;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> ishlamaydigan fuqarolar, ular uchun sug\u2018urta badali eri (xotini) tomonidan to\u2018langanda;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> yuridik shaxslarning muassislari (ishtirokchilari) sifatida daromadlar oladigan fuqarolar;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> yakka tartibdagi tadbirkorlar, shu jumladan \u201cHunarmand\u201d uyushmasining a\u2019zolari bo\u2018lgan hunarmandchilik faoliyati sub\u2019ektlari;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> faoliyatni yuridik shaxs tashkil etmagan holda, oilaviy tadbirkorlik shaklida amalga oshiradigan oila a\u2019zolari;<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> dehqon xo\u2018jaligining boshlig\u2018i.<\/span><\/li>\n<\/ul>\n<p><b>Sug\u2019urta nafaqasi olish uchun minimal staj talablari qanday?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Homiladorlik va tug\u2018ish nafaqasi uchun kamida <\/span><b>10 oy<\/b><span style=\"font-weight: 400;\"> sug\u2018urta staji (oxirgi 6 oy uzluksiz);<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vaqtincha mehnatga layoqatsizlik nafaqasi uchun kamida <\/span><b>6 oy<\/b><span style=\"font-weight: 400;\"> sug\u2018urta staji talab etiladi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Homiladorlik va tug\u2018ish nafaqasi hamda vaqtincha mehnatga layoqatsizlik nafaqasi uchun alohida badal to\u2018lanadimi?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Yo\u2018q, to\u2018langan sug\u2018urta badali ikkalasi uchun ham inobatga olinadi. Ya\u2019ni siz bitta badal to\u2019laysiz va u badal sizni ham homiladorlik va tug\u2018ish nafaqasi, ham vaqtincha mehnatga layoqatsizlik nafaqasini olish huquqini beradi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ixtiyoriy sug\u2018urtada minimal oylik badal \u2014 63 550 so\u2019mdan (MHTEK ning 5%) istalgancha ko\u2019proq to\u2019lash mumkin, yuqori chegara belgilanmagan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1-iyundan ixtiyoriy ijtimoiy sug&#8217;urta badalini Baraka ilovasi orqali to&#8217;lashingiz mumkin. Pul to\u02bbg\u02bbridan-to\u02bbg\u02bbri sizning Baraka ijtimoiy kartangizga yoki bank kartangizga tushadi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Homiladorlik va tug\u2018ish nafaqasi hamda vaqtincha mehnatga layoqatsizlik uchun to\u2019lanadigan ixtiyoriy badal qancha muddat davomida to\u2019lab boriladi?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Sug\u2018urta nafaqalari fuqarolarning sug\u2018urta stajidan kelib chiqib tayinlanadi. Ixtiyoriy sug\u2018urta badalini ko\u2018roq va doimiy, uzoq muddat to\u2018lagan fuqaroga sug\u2018urta stajiga mutanosib ravishda nafaqa ham ko\u2018proq tayinlanadi. Shu bilan birga ixtiyoriy asosda sug\u2018urtalangan shaxslarga homiladorlik\u00a0 va tug\u2018ish nafaqasi mehnatga haq to\u2018lashning eng kam miqdorining besh baravaridan ortiq bo\u2018lmagan miqdorda tayinlanadi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Agar fuqaro ixtiyoriy asosda sug&#8217;urta to&#8217;lagan bo&#8217;lsa, homiladorlik va tug&#8217;ish nafaqasi uchun hisoblanadigan nafaqa miqdori, vaqtincha mehnatga layoqatsizlik uchun to&#8217;lanadigan nafaqadan qanday farq qiladi?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Ixtiyoriy asosda sug\u2018urtalangan shaxslar uchun ikkala nafaqaning hisoblash metodikasi ta\u2019til kunlari va o\u2018rtacha oylik ish haqidan kelib chiqib bir xil:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 homiladorlik va tug\u2018ish bo\u2018yicha nafaqa mehnatga haq to\u2018lashning eng kam miqdorining 5 baravarigacha to\u2018lanadi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2013 vaqtincha mehnatga layoqatsizlik uchun nafaqa vaqtincha mehnatga layoqatsizlik varaqasida belgilangan ishdan ozod etilgan kunlardan <\/span><i><span style=\"font-weight: 400;\">(ta\u2019til kunlari)<\/span><\/i><span style=\"font-weight: 400;\"> kelib chiqib hisoblanadi, biroq bir kalendar yilda 182 kundan oshmaydi.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Rasmiy ish joyiga ega bo\u2019lmagan qaysi toifalar kasal bo\u2019lganda nafaqa olishi mumkin?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Agar ixtiyoriy sug\u02bburta badali <\/span><b>ishlamaydigan eri (xotini) <\/b><span style=\"font-weight: 400;\">va yuridik shaxslarning muassislari (ishtirokchilari) sifatida daromadlar oladigan fuqarolar uchun to&#8217;langanda<\/span><b>,<\/b><span style=\"font-weight: 400;\"> ular sanatoriy va sog\u2018lomlashtirish muassasalarida yoki yasama a\u2019zo (protez) qo\u2018ydirish uchun reabilitatsiya muassasalarida yotganda 2026-yil 1-iyuldan ularga ham nafaqa berilishi mumkin.\u00a0<\/span><\/p>\n<p><b>Faqat quyidagi 2 ta holatda nafaqa olishlari mumkin:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Shifokor tavsiyasi bilan sanatoriy va sog\u02bblomlashtirish maskanlarida davolanganida;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Protez (yasama a\u02bczo) qo\u02bbydirish uchun maxsus reabilitatsiya markazlariga yotganda.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Ixtiyoriy sug&#8217;urta badali to&#8217;lagan fuqaro kasal bo\u2019lsa, qancha muddat davomida jamag&#8217;armadan pul olishi mumkin?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Ixtiyoriy asosda sug\u2019urtalangan shaxs (ish beruvchisi yo\u2019q bo\u2019lsa), kasallikning dastlabki 5 kuni uchun haq to\u2019lanmaydi \u2014 6-kundan boshlab nafaqa beriladi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nafaqa kasal bo\u2019lgan kunlar davomida to\u2019lanadi \u2014 ya\u2019ni qancha kunga kasallik varaqasi berilsa, shuncha kun uchun (birinchi 5 kunni hisobga olmagan holda) sug\u2018urta stajidan kelib chiqib:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> Sug\u2018urta staji 6 oydan 8 yilgacha bo\u2018lganda \u2192 o\u2019rtacha ish haqining 60%<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Sug\u2018urta staji 8 yildan ortiq bo\u2018lganda o\u2019rtacha ish haqining 80% miqdorida to\u2018lanadi.<\/span><\/li>\n<\/ul>\n<p><b>\u00a0<\/b><b>Ixtiyoriy sug\u2018urta badali to\u2019lagan fuqaroga qancha miqdorda nafaqa beriladi?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Davlat ijtimoiy sug\u2018urtasi bilan ixtiyoriy asosda sug\u2018urtalangan shaxslar uchun ixtiyoriy tarzda har oyda to\u2018langan sug\u2018urta badallarini oylik ish haqiga aylantirgan holda hisoblanadi. Bunda ushbu kichik bandga muvofiq bir oylik ish haqi miqdori 2026 yil 1 yanvardan boshlab har oy to\u2018langan sug\u2018urta badali summasini, uni to\u2018lash davrida amalda bo\u2018lgan sug\u2018urta badali stavkasiga bo\u2018lish hamda olingan natijani 100 foizga ko\u2018paytirish yo\u2018li bilan aniqlanadi.<\/span><\/p>\n<p><b><i>Misol:<\/i><\/b><i><span style=\"font-weight: 400;\"> sug\u2018urtalangan shaxs o\u2018zini o\u2018zi band qilgan shaxs sifatida ixtiyoriy ravishda 2026 yil yanvar uchun Jamg\u2018armaga bir yuz ellik ming so\u2018m miqdorda sug\u2018urta badali to\u2018ladi. Ushbu fuqaroga nafaqa hisoblashda uning 2026 yil yanvar uchun 3 000 000 so\u2018m miqdorda ish haqi aniqlanadi:<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">Bir oylik ish haqi miqdori quyidagi tartibda aniqlanadi:<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">to\u2018langan sug\u2018urta badali (bir yuz ellik ming) \u00f7 sug\u2018urta badali stavkasi (2026 yil uchun sug\u2018urta badali stavkasi \u2014 5 foiz) \u00d7 100%= 3 000 000 so\u2018m.<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Aniqlangan bir oylik ish haqi miqdori nafaqa hisoblanayotgan sug\u2018urtalangan shaxsga o\u2018rtacha bir oylik ish haqi sifatida inobatga olinadi.<\/span><\/p>\n<p><b>Baraka ilovasini <a href=\"https:\/\/onelink.to\/54geza\">y<\/a><\/b><b>uklab olib<\/b><b> va ixtiyoriy ijtimoiy sug\u2019urta uchun badal to\u2019lang. O\u2019zingizni ijtimoiy himoyalang.<\/b><\/p>\n<p><a href=\"https:\/\/onelink.to\/54geza\"><b>Ilovani yuklab olish.<\/b><\/a><\/p>\n<p><b>\u00a0<\/b><span style=\"font-weight: 400;\">Homiladorlik va tug\u2019ish nafaqasini olish tartibi va to\u2019lov haqida<\/span><a href=\"https:\/\/baraka.gov.uz\/endi-dekret-pullari-baraka-ijtimoiy-kartangizga-tushirib-beriladi\/\"> <span style=\"font-weight: 400;\">bu yerda batafsil<\/span><\/a> <span style=\"font-weight: 400;\">tanishishingiz mumkin.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Agar siz rasmiy ish joyiga ega bo\u2019lmasangiz, homiladorlik yoki kasal bo\u2019lganda sizga nafaqa puli beriladi. Buning uchun ijtimoiy ixtiyoriy sug\u2019urta badallarini to\u2019lab yurgan bo\u2019lishingiz kerak. Bundan tashqari, qonunchilikda keltirilgan ayrim shartlarga to\u2019g\u2019ri kelishingiz ham kerak. Bu shartlar qanday ekani va badallarni to\u2019lash tartibi haqida ushbu maqola orqali bilib olishingiz mumkin.\u00a0\u00a0 2026-yildan boshlab O\u2018zbekistonda davlat ijtimoiy [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18538,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[208],"tags":[],"class_list":["post-18537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-elonlar"],"acf":[],"_links":{"self":[{"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/posts\/18537","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/comments?post=18537"}],"version-history":[{"count":0,"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/posts\/18537\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/media\/18538"}],"wp:attachment":[{"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/media?parent=18537"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/categories?post=18537"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/test.socialtech.uz\/uz\/wp-json\/wp\/v2\/tags?post=18537"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}