For Citizens

Learn how to receive maternity and sickness benefits

Don't lose your income during illness or pregnancy. Maternity and sickness benefits are transferred to your Baraka card. Check the amounts in the Baraka app.

Who is protected by state social insurance?

There are two types of insurance. Find the one that fits you.

You choose

Voluntary insurance

68000 UZS/mo

Pay a monthly contribution in the Baraka app, for yourself or your spouse. The minimum is 2% of the minimum wage. The longer you pay, the higher your benefit.

Who can join:
  • Self-employed people
  • Members and heads of dehqan farms
  • Owners of household plots and their families
  • Individual entrepreneurs and "Hunarmand" members
  • Citizens of Uzbekistan working abroad
  • Company founders who get income from the company
  • Members of a family business
  • People who do not work, where the spouse pays
Automatic

Mandatory insurance

Your employer insures you. You do not need to apply.

This applies if you:
  • Work under an employment contract
  • Work under a service contract
  • Do other official work set by law

What benefits are paid?

The amount depends on your average salary and how long you have been insured.

Maternity

Pregnancy & childbirth benefit

75–100%

Of your average salary. Paid once, for the whole maternity leave. Comes to the Baraka card since 1 January 2026.

Sick leave

Temporary disability benefit

180 days

Paid when you are ill, for up to 180 days a year. Comes to the Baraka card since 1 July 2026.

Pregnancy & childbirth benefit
Temporary disability benefit
How long you are insured
10–24 months — 75%
25–60 months — 85%
61 months or more — 100%
You need at least 6 months of insurance
182 days/yr
6–56 months — 60%
57 months or more — 80%
77+ days · −10%
Voluntary
Calculated from the salary your contributions are based on
Same percentages
The first 5 days are not paid
The Social Insurance Fund pays from day 6
Mandatory
Calculated from your official salary
Your employer pays the first 5 days
The Social Insurance Fund pays from day 6

Calculate your benefit

This is an estimate. Change the numbers to see your amount.

Average monthly salary
UZS
Insurance type
Benefit type
How long you are insured
Sick days14
Up to 182 days per calendar year.
—

The daily rate is calculated from your average monthly salary. Income tax is deducted. The result is informational; the official amount is determined by the State Social Insurance Fund.

You don't need to apply

The benefit is assigned and paid automatically. You do not need to go anywhere.

  1. 01
    Medical consultation
    At week 30 of pregnancy, the doctor at the family polyclinic / antenatal clinic where you are observed opens an electronic maternity-leave certificate (126 days; 140 for complicated or multiple births)
  2. 02
    Automatic calculation
    Your data goes to the Social Insurance system by itself. It checks how long you have been insured and calculates the benefit
  3. 03
    SMS notification
    You get an SMS with the amount. The same message appears in your my.gov.uz account
  4. 04
    One-time payment
    The money comes in one payment to your Baraka card or your other bank card

Getting your Baraka Card

Already have an Aloqabank or Xalq Bank Baraka card?

You're all set! Your social benefits will be automatically transferred directly to your existing card. No delivery or pickup required.

Learn more
No action needed